What is a Seller’s Note in a Business Sale?
We define a seller note as an agreement where the seller acts as lender for part of the purchase price. This form of debt financing helps bridge gap between buyer capital and seller value. Seller financing appears in 60–90% of U.S. small-company transactions. It lets an owner facilitate transfer when bank loans cover only part […]
Seller Notes: The Insider’s Guide to This Powerful M&A Financing
We help founders and buyers close deals that make sense. A seller note is a strategic debt tool that lets an owner take part of the purchase price over time. This structure adds flexibility when a buyer and business owner differ on value. Used properly, this financing reduces upfront cash needs and bridges a price […]
Seller Notes in Business Sales: When They Make Sense
Seller Notes in Business Sales: When They Make Sense Quick Answer A seller note is a promissory note where a business owner accepts a portion of the purchase price as scheduled debt payments rather than cash at closing, typically representing around 21% of the sale price in technology deals. They work best when a buyer […]